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Improve your premises

Refit a shop, upgrade a workshop or fit out new offices, repaid over up to five years at a fixed rate.

A bright, newly fitted-out shop interior
Premises

Better premises, better business

A refit, a new workshop layout or a properly fitted office can lift sales, productivity and staff morale, but the upfront cost is often too big to take from cash.

A fixed-rate loan funds the work now and spreads the cost. Larger projects can sit alongside a property purchase; see our case studies.

Illustrative example

A retailer spends £100,000 refitting two shops.

Loan£100,000
Rate5.00% p.a. fixed
Term5 years
Monthly repayment£1,887
Total interest, paid back into your own pension fund£13,227
Total repaid£113,227

Illustrative only. Equal monthly payments; your loan agreement sets the exact figures.

How the loan helps

Why directors choose it

Do the work now

Fund the project in one go rather than in stages as cash allows.

Spread the cost

Repay over up to five years at 5.00% fixed.

See what your company could borrow

Loans from £25,000 up to £500,000. 5.00% p.a. fixed. No credit checks.

Check your eligibility Other loan uses